https://legumpacific.com/insights/General legal information and updates on Indian law. Not legal advice.en-INhttps://legumpacific.com/insights/2026-10-27-bank-assigns-your-loan-to-an-arc-supreme-court-orders-extra-payment/https://legumpacific.com/insights/2026-10-27-bank-assigns-your-loan-to-an-arc-supreme-court-orders-extra-payment/Tue, 27 Oct 2026 00:00:00 GMTSupreme Court (CJI Surya Kant, JJ Joymalya Bagchi and V. Mohana) directed the borrower to pay an extra Rs.125 crore over Rs.250 crore already paid, and ordered return of title deeds on receipt of that payment.Banking & FinanceLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-26-reopening-income-tax-assessments-rules-time-limits-and-the-procedure/https://legumpacific.com/insights/2026-10-26-reopening-income-tax-assessments-rules-time-limits-and-the-procedure/Mon, 26 Oct 2026 00:00:00 GMTPlain explanation of when the Income-tax Department can reopen an assessment, the notices it must issue, the time limits that apply, and how long it has to finish a reassessment under sections 278–286 of the Income-tax Act, 1961 (Gazette source).Direct TaxLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-25-who-the-domestic-violence-act-protects-and-what-a-magistrate-can-order/https://legumpacific.com/insights/2026-10-25-who-the-domestic-violence-act-protects-and-what-a-magistrate-can-order/Sun, 25 Oct 2026 00:00:00 GMTPlain explanation of who counts under the Protection of Women from Domestic Violence Act, 2005, and the reliefs a Magistrate can grant such as protection, residence, monetary, custody and compensation orders.Matrimonial & Family DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-24-rera-what-rights-homebuyers-have-under-the-real-estate-regulation/https://legumpacific.com/insights/2026-10-24-rera-what-rights-homebuyers-have-under-the-real-estate-regulation/Sat, 24 Oct 2026 00:00:00 GMTA clear guide to the main protections RERA gives homebuyers: project registration, 70% bank account rule, required disclosures, agent registration, refund/interest remedies, and fast dispute resolution.Civil & PropertyLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-23-can-a-bank-administrator-write-down-at-1-bonds-after-a-reconstruction/https://legumpacific.com/insights/2026-10-23-can-a-bank-administrator-write-down-at-1-bonds-after-a-reconstruction/Fri, 23 Oct 2026 00:00:00 GMTThe Supreme Court held the Administrator could not write down Yes Bank’s AT‑1 bonds after the final Reconstruction Scheme did not include the write‑down clause. The ruling explains how RBI rules and the scheme’s wording decide who may trigger loss absorption.Banking & FinanceLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-22-directors-duties-resignation-removal-and-records-under-the-companies/https://legumpacific.com/insights/2026-10-22-directors-duties-resignation-removal-and-records-under-the-companies/Thu, 22 Oct 2026 00:00:00 GMTPlain explanation of directors’ duties, when office is vacated, resignation and removal rules, required registers and key penalties under the Companies Act, 2013.Corporate & InsolvencyLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-21-maintenance-and-welfare-of-parents-and-senior-citizens-what-the-2007/https://legumpacific.com/insights/2026-10-21-maintenance-and-welfare-of-parents-and-senior-citizens-what-the-2007/Wed, 21 Oct 2026 00:00:00 GMTPlain explanation of who counts as a senior citizen, who can ask for maintenance, how the Tribunal decides cases, time limits, orders, enforcement, penalties and welfare duties under the Act.Civil & PropertyLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-20-how-much-can-a-motor-accident-victim-get-a-recent-supreme-court-ruling/https://legumpacific.com/insights/2026-10-20-how-much-can-a-motor-accident-victim-get-a-recent-supreme-court-ruling/Tue, 20 Oct 2026 00:00:00 GMTThe Supreme Court decided two motor‑accident appeals from a single scooter collision. It focused on functional disability (the real effect on earning), used multiplier calculations, and directed the insurer to deposit additional awards with interest.Banking & FinanceLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-19-anticipatory-bail-under-the-bharatiya-nagarik-suraksha-sanhita-2023/https://legumpacific.com/insights/2026-10-19-anticipatory-bail-under-the-bharatiya-nagarik-suraksha-sanhita-2023/Mon, 19 Oct 2026 00:00:00 GMTSection 482 lets a person who fears arrest for a non-bailable offence apply to the High Court or Court of Session for a direction that, if arrested, they be released on bail. The court may include conditions and the section excludes certain offences.Criminal LawLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-18-delayed-payments-to-msmes-interest-and-the-facilitation-council-under/https://legumpacific.com/insights/2026-10-18-delayed-payments-to-msmes-interest-and-the-facilitation-council-under/Sun, 18 Oct 2026 00:00:00 GMTThe MSMED Act requires payment on the agreed date or before the appointed day and limits written payment terms to 45 days. Late payments attract compound interest at three times the RBI bank rate; disputes can go to the State Facilitation Council for conciliation or arbitration.Commercial DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-17-how-to-make-a-valid-will-and-what-happens-after-death-under-the-indian/https://legumpacific.com/insights/2026-10-17-how-to-make-a-valid-will-and-what-happens-after-death-under-the-indian/Sat, 17 Oct 2026 00:00:00 GMTSimple explanation of who can make a will, how a will must be executed, when it is void or revoked, and what probate or letters of administration do under the Indian Succession Act, 1925.Civil & PropertyLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-16-who-gets-the-refund-when-a-builder-delays-after-a-bank-pays/https://legumpacific.com/insights/2026-10-16-who-gets-the-refund-when-a-builder-delays-after-a-bank-pays/Fri, 16 Oct 2026 00:00:00 GMTThe Supreme Court directed that the buyer be paid back the amount he personally paid with 12% interest and awarded Rs.15 lakh as compensation. The Court kept the bank’s separate recovery claim to be decided in pending proceedings.Consumer DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-15-arbitration-clauses-who-appoints-arbitrators-interim-relief-and-how/https://legumpacific.com/insights/2026-10-15-arbitration-clauses-who-appoints-arbitrators-interim-relief-and-how/Thu, 15 Oct 2026 00:00:00 GMTPlain guide to what the Arbitration and Conciliation Act, 1996 says about arbitration clauses (in writing), choosing arbitrators, court interim orders, corrections to awards and how to challenge or enforce an award.ArbitrationLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-14-online-and-upi-fraud-ncrp-helpline-1930-it-act-and-bnss-explained/https://legumpacific.com/insights/2026-10-14-online-and-upi-fraud-ncrp-helpline-1930-it-act-and-bnss-explained/Wed, 14 Oct 2026 00:00:00 GMTThe National Cyber Crime Reporting Portal (NCRP) and helpline 1930 let people report cyber crimes. This note explains what the official portal FAQ and PIB press releases say about reporting, evidence, FIR conversion and the legal references cited.Criminal LawLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-13-who-ranks-higher-in-seniority-direct-recruits-compassionate-or-special/https://legumpacific.com/insights/2026-10-13-who-ranks-higher-in-seniority-direct-recruits-compassionate-or-special/Tue, 13 Oct 2026 00:00:00 GMTThe Supreme Court held that direct recruits chosen by the competitive exam rank above temporary (special) appointees regularised later. Compassionate appointees do not automatically outrank direct recruits; their position versus special appointees depends on regularisation date.Service MattersLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-12-consumer-complaints-which-commission-to-approach-filing-time-limit/https://legumpacific.com/insights/2026-10-12-consumer-complaints-which-commission-to-approach-filing-time-limit/Mon, 12 Oct 2026 00:00:00 GMTExplains who can file a complaint under the Consumer Protection Act, 2019, which commission (District/State/National) has jurisdiction by value and location, the two‑year limitation, key case timelines, and the e‑Daakhil online filing system.Consumer DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-11-maintenance-for-wife-children-and-parents-bnss-s-144-and-the-hindu-act/https://legumpacific.com/insights/2026-10-11-maintenance-for-wife-children-and-parents-bnss-s-144-and-the-hindu-act/Sun, 11 Oct 2026 00:00:00 GMTPlain explanation of monthly maintenance under Bharatiya Nagarik Suraksha Sanhita s.144 and the Hindu Adoptions and Maintenance Act, 1956. Covers who may claim, what orders may be made, enforcement and variation.Matrimonial & Family DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-10-registering-an-fir-zero-fir-and-e-fir-under-bnss-and-legal-remedy-if/https://legumpacific.com/insights/2026-10-10-registering-an-fir-zero-fir-and-e-fir-under-bnss-and-legal-remedy-if/Sat, 10 Oct 2026 00:00:00 GMTBNSS allows information about cognizable offences to be given orally or electronically. This explains how the police must record such information, what the e‑Zero FIR pilot for cyber complaints says, and the statutory remedy if a station officer refuses to record it.Criminal LawLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-09-retired-just-before-a-july-increment-what-the-supreme-court-ruled/https://legumpacific.com/insights/2026-10-09-retired-just-before-a-july-increment-what-the-supreme-court-ruled/Fri, 09 Oct 2026 00:00:00 GMTThe Supreme Court held that certain long-serving daily-wage skilled workers, treated as permanent by a 1988 government resolution, are entitled to a July increment counted for pension and retiral benefits. Amounts must be paid within 30 days, or interest follows.Service MattersLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-08-divorce-by-mutual-consent-under-section-13b-process-and-waiting-period/https://legumpacific.com/insights/2026-10-08-divorce-by-mutual-consent-under-section-13b-process-and-waiting-period/Thu, 08 Oct 2026 00:00:00 GMTSection 13B of the Hindu Marriage Act allows spouses to seek divorce together if they have lived separately for one year and mutually agree. The law sets a six‑month minimum wait after filing and an 18‑month outer limit for the court to grant the decree.Matrimonial & Family DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-07-can-a-fraudulent-creditor-start-insolvency-proceedings-what/https://legumpacific.com/insights/2026-10-07-can-a-fraudulent-creditor-start-insolvency-proceedings-what/Wed, 07 Oct 2026 00:00:00 GMTThe Supreme Court held a tribunal can set aside a CIRP started by a collusive operational creditor. It also said that, in some cases, the insolvency process may still continue because it affects many other creditors.Corporate & InsolvencyLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-07-cheque-dishonour-under-section-138-ni-act-legal-framework/https://legumpacific.com/insights/2026-10-07-cheque-dishonour-under-section-138-ni-act-legal-framework/Wed, 07 Oct 2026 00:00:00 GMTPlain guide to the law on cheque dishonour under Section 138 of the Negotiable Instruments Act, 1881. Explains statutory steps, required notices, court jurisdiction, evidence and timelines as stated in the Act.Commercial DisputesLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-07-supreme-court-quashes-fir-where-civil-sale-dispute-was-given/https://legumpacific.com/insights/2026-10-07-supreme-court-quashes-fir-where-civil-sale-dispute-was-given/Wed, 07 Oct 2026 00:00:00 GMTThe Supreme Court quashed an FIR that turned a delayed land-sale dispute into a criminal case, saying there was no deception and the matter was essentially civil.Criminal LawLegum Pacific Editorialhttps://legumpacific.com/insights/2026-10-06-sc-investigating-officer-must-collect-evidence-not-create-it-acquittal/https://legumpacific.com/insights/2026-10-06-sc-investigating-officer-must-collect-evidence-not-create-it-acquittal/Tue, 06 Oct 2026 00:00:00 GMTThe Supreme Court reviewed a double-murder case where the prosecution relied on last-seen accounts, DNA, keys and taxi/hotel witnesses. The Court found serious gaps in investigation and held the prosecution had not proved guilt beyond reasonable doubt.Criminal LawLegum Pacific Editorial